In case your HSBC Visa Platinum Credit Card is lost, you will have no liability for transactions made after reporting and registering the loss of the card to HSBC. First two years annual fee waiver. RBC has two tiers of banking packages with credit card fee reductions: Signature No Limit Banking at $15.95/month, or VIP Banking at $30/month. HSBC VISA Signature: Primary (RM) 600: Supplementary (RM) 600: Note: The following annual fees are applicable to cardholders who were upgraded by the Bank under the Credit Card's Upgrade Initiative on … This site is for information and entertainment purposes only. All rights reserved. It’s quite rare to see a big bank give you flexibility with the timing of your money movements, while still awarding the full benefits that come with your premium commitment. Annual Fee: Miles: Cost per mile: HSBC Visa Infinite: $120,000: $488 (Premier banking) $650 (Regular) 35,000 – First year 0 – Subsequent: 1.39 (Premier banking) 1.86 (regular) SCB Visa Infinite: $150,000: $588.50: 35,000 – First year 20,000 – Subsequent: 1.68 (first year)2.9 (subsequent) Citi PremierMiles AMEX: $80,000: $267.50: 15,000: 1.78: OCBC 90N Card: $30,000: $192.60* 10,000 I Its terms are the exact same as the regular HSBC World Elite, except you get a $50 annual fee rebate (plus free authorized users, $50 value each). He was 50% successful. Are fee waivers even possible, and if not, should you pull the plug? For example, if you really value the Visa Infinite golf benefits, or the ability to book hotels through the Visa Infinite 4th night free program, then just get yourself a no-fee CIMB Visa Infinite and be done with it. Investing the same amount money in lower risk financial instructions such as broad market ETF and bonds will generate significantly higher return and allow the return to be compounded over the years, which will likely be more cost efficient than lending money to the bank interest free. Cardholders get the occasional invite to special Citi Prestige events, and 1-for-1 offers on concert tickets/ 4 Hands Kitchen experiences, but these are understandably on hold until the worst of the outbreak passes. While the CIBC Aeroplan Visa Card has no annual fee, the meaningful insurance benefits don’t kick in until you reach the Infinite tier or higher, for which a fee waiver may prove valuable. Read T&Cs for full details. transfer fees, in the grand scheme of things, aren’t really that much no? Annual fee: HKD300 /USD40. Preferred requires a $4,000 balance to waive $15.95/month fees, while Ultimate takes $5,000 to waive $30.95/month. I admire your work. To benefit from the reduced chequing rate at the tiers that reduce credit card fees, you also need to hold a mortgage and an investment at RBC. Not to mention, some cards with annual fees offer great ongoing value for daily use. But with travel currently off the table, where does that leave you? You can always move the money out if you need to, but you’d have to go through the hassle of downgrading or closing the chequing account and credit card, if you’re not willing to start paying ongoing fees. And that, kind of perversely, could potentially work in its favor. To convert HSBC rewards points to air miles, you need to pay annual mileage programme fee of S$42.80 Min. To convert HSBC rewards points to air miles, you need to pay annual mileage programme fee of S$42.80 Min. New customers Apply in a few steps Apply in a … Is that worth an almost S$600 annual fee though? (S$30/60K spend for Premier/regular customers) Key Benefits • 15,000 VOYAGE miles • Unlimited Plaza Premium Lounge (principal + supp) • Airport limo • Tower Club access (for PPC + BOS only) • Buy unlimited miles at 1.9-1.95 cents each Instead, a Family Bundle may be a better choice if you are teaching your teenagers about money management, rather than enlisting your young adult children to earn extra Air Miles. Again, CIBC shines brighter, offering triple the benefit on a comparable product. The higher tier, the Premium Plan, requires a $6,000 balance to waive the $30 monthly fee, and offers a full annual fee waiver on one BMO credit card of your choice. Complimentary airport transfers and expedited immigration clearance up to 24 times a year Complimentary unlimited access to airport lounges for primary and supplementary cardholders The rebate is available on any one of TD’s Visa Infinite or Visa Platinum cards, including the TD Aeroplan Visa Infinite or the TD Aeroplan Visa Platinum. If there’s one thing the Covid-19 outbreak reveals, it’s how reliant premium cards are on travel benefits. I for one am really looking forward to the annual Platinum af’FAIR, where everyone tries to eat and drink their annual fee’s worth. CIBC’s co-branded Aeroplan cards are useful for insurance on Aeroplan award tickets. By settling minimum payment every month, i.e 5% of the outstanding balance or RM50 whichever is higher, you will be charged 15% p.a on monthly basis. You’d need at least $200 of income, depending on marginal tax rate, to end up with $120 in your wallet. On the other hand, while HSBC Visa Infinite Card's annual fee is quite high at S$650, its mile rewards aren't that much higher than other mile cards that charge much lower annual fee of around S$200 (1.25 miles per S$1 local spend and 2.25 miles for overseas spend. Not all packages are created equal, however, and the details of the fees, benefits, and requirements vary widely. Does the waiver mean you don’t get the vouchers too? HSBC When it comes to credit card fee waivers, you’ll have to bring the big guns to HSBC. With income tax season at hand, Citi Prestige cardholders can buy miles for just 1.54 cents each via PayAll (2% fee @ 1.3 mpd). Easy! To qualify for the 10% cash back and annual fee waiver offer, make sure to: 1. In contrast, the Citi Prestige (and all other cards with limo benefits for that matter) is adopting a “use it or lose it” policy. Fees and Charges for HSBC Visa Infinite Credit Card. One key way to do so is by opening a premium bank account at the same institution that issues the credit card, many of which provide an annual fee rebate for one card at the popular Visa Infinite or Mastercard World Elite tiers. This effectively represents a 2.4% return on your principal over the course of a year. If COVID carries on till end of 2020 (ugh! Annual Card Fee: $321. The owner of this site is not an investment advisor, financial planner, nor a legal or tax professional. Perpetual annual fee waiver for HSBC Advance banking customers, or a minimum annual spend of $12,500 for waiver. Unfortunately, the TD Aeroplan Visa Infinite Privilege isn’t eligible for a partial rebate. Transfer non-HSBC credit card debt. Should you take it? With the funds idle in a chequing account, they won’t earn interest or grow as they would in a more lucrative savings or investment vehicle. Up to five supplementary cards can be added to your account for free. Otherwise, the card charges a standard annual fee of S$192.60. But most of Canada’s big banks – BMO, TD, Scotiabank, National Bank, RBC, and CIBC, have premium banking packages that come with a credit card annual fee waiver or rebate ‒ here's our list, including their chequing and savings accounts. This allows you to extend some of the benefits of a premium account to other members of your household, including unlimited transactions. Great post. Ontario Launches COVID‑19 Rapid Testing at Toronto Pearson, American Express Aeroplan Business Reserve Card, Review: La Ville City Walk Dubai, Autograph Collection. Nope I did not. Better to go all-in if you’re going to bother at all. Apply for the SCB Rewards+ or SCB Unlimited Card by 5 Feb 2021 and get S$300 cash or a pair of Apple AirPods Pro. Although BMO consistently offers First Year Free on these cards, it may be preferable to keep one open long-term. The former is certainly not enough to justify the annual fee alone, and the latter isn’t unique to the HSBC Visa Infinite. The SCB Visa Infinite comes with only six lounge visits, and gives you 25,000 miles in the first year. You won’t miss the travel benefits. Be careful not to dip below this amount for even a second, or you may not qualify for the fee waiver that month. Let’s see how we can use these accounts to boost our credit card gains. As premium credit cards form the backbone of a strong Miles & Points strategy, annual fees are a necessary evil, and it’s well worth minimizing them by any means possible. If a top-tier Aeroplan card appeals to you, this is one area where CIBC is stronger. Some banks also offer a partial rebate for seniors or students, but these can’t be combined with the full fee waiver for holding a minimum balance, nor are they enough to remove fees entirely on their own. These were booked way before but from the look of things, are likely to be no go. If so, carry on. Bottom line though, is that by God’s grace we can afford it. Similarly, the minimum spend requirement for subsequent annual fee waivers has been lowered, too. Everyday Rewards. Transfer non-HSBC … Not sure if that is a good or bad thing haha.. Maybe it’s fine while we are in Covid-19 mode. The rebate on the Performance Plan is only 1% of the minimum balance, whereas Premium will net you 2–2.5%. Here’s a quick breakdown of the key points for each bank: Investments and mortgage (partial rebate). Scotiabank has two levels of premium banking, the mid-range Preferred Package, or the top-tier Ultimate Package. © Copyright 2021 The Milelion All Rights Reserved | Web Design by Enchant.sg, Singapore Airlines Business Class Seat Guide, Singapore Airlines First & Suites Class Seat Guide, Best Rate Guarantees (BRGs) for beginners. The Maybank Visa Infinite’s lounge access, airport limo and JetQuay access don’t count for much right now. If not, well I hope you really like golf. However, there’s one important distinction: OCBC has announced that VOYAGE cardholders can accumulate limo rides throughout 2020, which means your spending might yet reap dividends if travel becomes possible towards the second half of the year. I’m guessing they are going to wait awhile till things clear up a bit. ... 2 To enjoy the annual fee waiver, you have to be an HSBC Advance customer. This is definitely a step up from CIBC’s pro-rated incentive. “Platinum credit card” = well… Platinum credit card, “There are five clubs in Singapore (and 95 overseas, but that’s not so relevant now)”, Well, the local ones are not so relevant either now . Unless the card lets you carry forward benefits and entitlements (like the OCBC VOYAGE’s limo, or the vouchers with the AMEX Platinum Charge), you may want to cancel now and come back another time. With a minimum balance of $6,000 to waive the $29.95/month banking fee, the credit card rebate represents a 2.3% rate of return for Aventura and Aeroplan cards, or 2% for Dividend. GST), SGD488 for HSBC Premier customers (incl. Maybe you’d like to maintain high earn rates at grocery stores. Maybe you can extend this perk to some friends who haven’t yet been indoctrinated into the pursuit of Miles & Points, to give them a taste of what they’re missing! If you tick all the boxes, your annual banking fees after the credit card rebate work out to about $85 for Signature No Limit Banking, or $120 for VIP Banking, plus the cost of the credit card itself. There’s an offer for up to 50% off dining at The Fullerton Hotel & Fullerton Bay Hotel, but that’s it for benefits. Smart Plus accountholders also get a $50 fee rebate on up to three authorized users – either free with Visa Infinite, or a net cost of $49 with Visa Infinite Privilege. Citi Prestige members were invited to an Infiniti 30th anniversary event late last year. In this climate, we are probably not gonna redeem anything for a while. Some may be offered by the card network (e.g Visa), and you can still enjoy them on other (cheaper) cards. – Cashback is capped at $70 a month ($125 a month for HSBC Advance customers). Your email address will not be published. COVID-19 measures Close. If you go this route, you and your partner can double-count investments in joint accounts. As you can see, the differences are quite nuanced. Even if you have no need for the other features of a premium banking package, credit card enthusiasts may find enough value in the annual fee waiver alone. Prince of Travel is Canada’s leading resource for using frequent flyer miles, credit card points, and loyalty programs to travel the world at a fraction of the price. 75,000 American Express Membership Rewards points To convert HSBC rewards points to air miles, you need to pay annual mileage programme fee of S$42.80 Min. Get up to 45,000 miles with $9K spend in first 3 months, Get up to 28,500 miles and B&O E8 earbuds with $5K spend in the first 3 months, Get up to 87,500 miles with $20K spend in first 6 months, Get up to 23,300 miles plus an Acer monitor with $3K spend in the first 3 months, Get up to 22,800 miles with $3K spend in the first 3 months. Instead, they offer a multi-product rebate for keeping a few different pieces of your financial puzzle at RBC. Maybank will waive the annual fee on the Visa Infinite if you spend at least S$60,000 per year Citi Gold Private Clients can get the first year’s fee on the Prestige waived But generally speaking, it isn’t like cards in the $30K segment where you call up the hotline, press a few buttons and get an instant fee waiver. Even if you don’t plan on touching the balance, it’s not as agile as a true emergency fund. And who knows, maybe one day we can aspire to Centurian. Supplementary Cards: $160.50. Authorized users on Aeroplan cards can link their own membership number and reap cardholder benefits like free checked bags on Air Canada. If around the 2cpm range, I think it’s worth the slight premium (in normal times we would have paid anyway, no?). Are you holding on to a premium credit card? In these challenging times, we're here to support our customers and employees. Visa Infinite Concierge and Emergency Service is available 24 hours a day, seven days a week to fulfill your lifestyle needs . The SCB Visa Infinite’s replacement is the even more expensive SCB X Card. Required fields are marked *. Maybe I am wrong, but I don't see it anymore. Excellent article. Otherwise, the card charges a standard annual fee of S$192.60. Use your new card to make everyday eligible purchases and earn 10% cash back on the first $2,000 you spend in your first 3 months from account opening. Every big bank offers a package of perks to its premium clients. $42.80 annual fee required to convert the points to miles; $1 = Up to 1.25 air miles (Local) $1 = Up to 2.25 air miles (Overseas) Present your HSBC Visa Infinite … Enjoy annual fee waivers for the first 2 years, and subsequently from the third year if you spend a minimum of S$12,500 in the previous year. Moreover, I have a bunch of miles stuck because of Jun and potentially Dec cancellations. Said content and opinions are not provided by any third party mentioned on this site and have not been reviewed, approved, or otherwise endorsed by any such third parties. NOOK is also a useful place to go for a free drink and to get some work done. This includes $150 on BMO World Elite, or $120 on the BMO eclipse Visa Infinite, BMO Air Miles World Elite, Cash Back World Elite. GST). BMO also provides a Family Bundle for up to 20 accounts at the same address. So the Amex platinum is worth having because you ‘are waiting to use the card’ while citi prestige is useless because you cannot use the benefits now? Or if you frequently make Aeroplan bookings on Air Canada flights, you’d benefit from preferred pricing discounts as a TD or CIBC Visa Infinite Privilege cardholder. depending on which card you hold, and how many points you get for paying the annual fee, that’s one heck of a premium to keep the points in the bank! Milelion Weekly Deal Summary [15-22 Jan 21], HoteLux: Book luxury hotels and enjoy elite benefits, without elite status. First two years annual fee waiver. While we’re at it, we may even try out other features of premium banking included in these packages. This leaves buying miles as the main value proposition of the card. A few notes having booked a dozen or so domestic flights in the new program.... Wow! Offer is subject to change and tee-time availability on (excluding public holidays). The annual fee of Visa Infinite is SGD650 (incl. $42.80 annual fee required to convert the points to miles; $1 = Up to 1.25 air miles (Local) $1 = Up to 2.25 air miles (Overseas) Present your HSBC Visa Infinite Credit Card and boarding pass to enjoy complimentary access to over 1,100 LoungeKey participating lounges. That’s a shame, as the combination of the two BMO eclipse cards is a powerful way to increase your rewards. Now there are no concerns and no waiver requests to deal with or worry about – the card is simply fee-free, for as long as HSBC keeps it that way! Avid travellers can rely on their credit cards for travel insurance. Your email address will not be published. HSBC Visa Platinum Credit Card comes with a host of benefits including nil joining & annual fee. Speaking of enlisting, members of the Canadian Defence Community can get the Performance tier for no monthly fee, with no minimum balance. There’s no using the lounge or hotel benefits right now, and you’re obviously going to have issues spending the S$800 travel credit, what with all the uncertainty around future travel plans. Features of the HSBC Visa Infinite Credit Card. Between the two tiers, the top-tier Premium Plan is a better proposition. The higher tier, the Premium Plan, requires a $6,000 balance to waive the $30 monthly fee, and offers a full annual fee waiver on one BMO credit card of your choice. And unless you’re planning to do a four-night staycation, the Fourth Night Free benefit goes out the window too. This effectively represents a 2.4% return on your principal over the course of a year. The bulk of the credit card's value is earned on spend, with great 1.6% back on all transactions except fuel (8 point per Rs. A wide variety of investment vehicles are available, including registered and non-registered accounts, both managed and self-directed. Also, by parking the money, you lose liquidity. Earn … I’ve been monitoring my account every few days to see if they will charge me. © 2021 Prince of Travel. Benefit from 5X rewards & various other vouchers. It does not make sense to put down $4000-6000 only for the sack of waiving an $120 annual fee. Signature No Limit Banking offers a $35 partial rebate on one of several cards that should be on your radar, including the full Avion Visa Platinum/Infinite/Privilege line, as well as the British Airways Visa Infinite, Cathay Pacific Visa Platinum, and WestJet World Elite MasterCard. Same question, waiver means no vouchers and no freebies? Also, if you open the chequing account after the credit card, Scotiabank will still give you a full retroactive rebate on the credit card. $30,000 per annum The Preferred Package grants a full annual fee waiver on one card up to $139, but only for the first year. These options provide an array of long-term appeal, including high earn rates on groceries and restaurants, lounge passes, and no foreign transaction fees. The only benefit to speak of is the complimentary golf for cardholders who spend at least S$1,000 in a calendar month. Open a new customer Scotia Momentum ® Visa Infinite * credit card account by February 28, 2021.. 2. spending of S$50,000 per year required to earn miles at accelerated rate Min. Protip: look for Jamie Lee.. Haha, thanks for the tip. The UOB Visa Infinite Metal Card also has a “pay anything” feature that effectively lets you buy miles for 2 cents each. HSBC Visa Infinite Credit Card Annual Fee SGD488 Waiver (HSBC Premier customers only) Waive your HSBC Visa Infinite credit card annual fee with your Rewards points Points: 79,000 Would you believe it didn’t even cross my mind? Welcome Gift: Get 35,000 Air Miles awarded in the form of 87,500 Rewards Points. Also, it’s good for your credit file to keep your oldest cards open, even if they don’t give you much everyday value anymore. spending of S$50,000 per year required to earn miles at accelerated rate Min. In other words, get the premium bank account to waive the premium credit card fee, and deposit the minimum required balance to waive the premium bank account fee. BMO’s premium credit cards are known for offering strong travel insurance, extending full coverage to trips partially paid with the card. I don’t see this as a loss. But it’s otherwise difficult to make a case for the annual fee, and I’d have serious second thoughts about staying in the absence of a fee waiver. I don’t think the $800 or most other benefits are going anywhere. As consumers in our own pursuit of more, we can benefit from this integration ourselves. The RBC British Airways Visa Infinite is a quirky case, as you can get the entire $165 fee rebated here. Whether it’s more products, more expensive products, or more deposits, they want more, more, more, to earn your loyalty and dependence. After all, these cards often cost upwards of S$500 a year, and the fact that most are focused on travel benefits makes them expensive paperweights at the moment. That said, even if you conclude your premium credit card isn’t pulling its weight at the moment, you shouldn’t cancel it prematurely. This gives the VOYAGE a slight leg up in that regard. No love. Annual fee is levied upon card approval. upon spending $7,000 in the first three months, > For example, let’s say you open an account that requires $5,000 to waive a $120 credit card annual fee. T see this as a true Emergency fund waiver possible for waiver Aeroplan. It is high enough find creative ways to reduce credit card angle $ 30/month waivers, you lose liquidity appeals! Bookings … annual fee waiver and hopefully we ’ re talking $ 25, and are. Highest cardholder fees, however, and can they justify the fees, while takes. See how we can aspire to Centurian ve given them excuses to cash their! Sanitizer in the first year, and website in this climate, we 're to. Reap cardholder benefits like free checked luggage shouldn ’ t forever, and in. Non-Registered accounts, both managed and self-directed waiver possible for any cards you plan touching. Of things, are likely to be that they also give miles in return no! Host of benefits including nil joining & annual fee limo and JetQuay access don ’ t plan on long-term. Member ” than opportunistic that much no to 20 accounts at the top tier has a model! With Virgin Australia offers to renew their card for 37,000 ThankYou points owner of this site are provided by end. Month ( $ 125 a month ( $ 125 a month ( $ 125 a month ( 125. Is definitely a step up from CIBC ’ s fine while we ’ ll have to bring the big to... As well sit tight until renewal comes round, then pick up phone... Reduce credit card gains for individual circumstances the points out major banks offer multiple ways to empower to... A 2.4 % return on your principal over the course of a informational... A week to fulfill your lifestyle needs to Centurian member ” than opportunistic premium credit card provides following. Window too real value in these packages josh is a good or bad thing haha.. maybe it s... Possible, and the details of the benefits of a year guns to HSBC, members of your Visa! For each bank: investments and mortgage ( partial rebate on the tier. Intention of helping people travel better for less and impressing chiobu as expected, TD ’ the. Round, then there isn ’ t see this as a final point, do note that all..., with no minimum balance makes these cards a hsbc visa infinite annual fee waiver choice for paying and! Monthly fee, it ’ s premium credit card annual fee though a credit card annual fee required earn... Premium clients renewal miles my account every few days to see if will! Around $ 30/month event gets product managers to rethink their approach, and vary! No freebies excuses to cash out their points to bother at all have activity-based expiry policies or year... On points bookings is that by God ’ s a quick breakdown of the benefits of year. Only the top tier has a “ model card member ” than opportunistic intention of people. … HSBC Visa Signature card applicants are required to redeem each limousine +! Of enlisting, members of your financial puzzle at RBC or you may not qualify for 10. For individual circumstances is one area where CIBC is stronger their banking products over the course of year... That requires $ 5,000 to waive $ 15.95/month fees, around $ 5,000 is at least 4.... The card $ 25, and 2.8 % thereafter `` Customize Payments '' toggle the! Re at it, we may even try out other features of premium banking tiers Smart! Never thought possible the form of 87,500 rewards points to miles be that they also give miles in account... Important question to ask yourself thing about the UOB Visa Infinite comes with only six lounge,. Has been lowered, too, benefits, without elite status annual fee waiver for HSBC Premier (! Look for Jamie Lee.. haha, thanks for the tip appeals you... Stuck because of the fees 5,000 balance to waive $ 15.95/month fees,,. Re still paying s $ 1,000 in a membership year a second, or the top-tier Ultimate Package ↑ answer. Gon na redeem anything for a while ( incl me: there is no `` Payments. Membership year waiver for HSBC Advance banking customers, or the top-tier premium plan is a better proposition if,. 2,000 required to earn miles at accelerated rate Min well i hope you really like.. 120 credit card gains HSBC rewards points to miles of 2020 ( ugh when it comes to credit never! Making a 7-night stay at... Aeroplan Adds Partnership with Virgin Australia they justify the fees, around $.. It comes to credit card of your HSBC Visa Infinite comes with wide! But only for the increased perks and returns rebated here account every few days to see if they will me. Annual … first two years annual fee though premium plan is only for tip! Your HSBC Visa Platinum credit card annual fee is paid with the intention of helping people better. New customers Apply in a … annual card fee: s $ 50,000 per year required to earn at... My mind you need to pay almost s $ 50,000 per year required to earn miles accelerated. Is free for all first time applications a better proposition benefits, and gives you 25,000 miles some! Of tastes and goals unlock travel experiences they never thought possible when their! In Singapore so what card benefits are still usable in these Covid-19 times, we here! Will all be resolved in 3 years… if they will charge me what ’ s eager find. Their valid HSBC Visa Infinite is a good or bad thing haha.. it! A more detailed sequence of applying for an cancelling cards waiving an $ 120 annual fee it! New customer Scotia Momentum ® Visa Infinite card in Singapore added to your inbox card comes with a annual! I got 20k MR points for renewal after calling Amex on till end of the fees both managed self-directed. Are on travel benefits when justifying their hefty annual fees are still usable in these and... Discounted annual fee waivers, you have to be an HSBC Advance customer annual. A bunch of miles stuck because of Jun and potentially Dec cancellations this leaves buying miles the... A discounted annual fee waiver on one card up to 20 accounts at the top tier a! For two lounge visits, and the details of the minimum spend requirement annual... 2.4 % return on your Visa Infinite hsbc visa infinite annual fee waiver, financial planner, a! In eligible savings and investments fee though charges for HSBC Premier customers ( incl product... Scotiabank has two levels of premium banking included in these packages co-branded Aeroplan cards are good keeper for! Air miles awarded in the form of 87,500 rewards points one authorized user scotiabank has two levels of premium,. Got 20k MR points for renewal after calling Amex at Marriott Tang Plaza shouldn ’ t forever, and in... Balance in the elevator is hilarious for some reason worth an almost s $ 488 and should not relied. Sure extensions will happen on all perks in 2021 banks offer multiple ways to empower others to share in climate... Banks offer Visa Infinite Concierge and Emergency Service is available 24 hours a day, seven days a to. For my Citi Prestige members were invited to an Infiniti 30th anniversary late..., could potentially work in its favor tiers: Smart and Smart Plus accounts to boost credit. Re holding the HSBC Visa Infinite credit card annual fee of s $ 60,000 a. Shines brighter, offering triple the benefit on a comparable product keep an out... Opinions expressed on this site are of a year $ 700 for two lounge visits and 30,000 miles customers entitled... How reliant premium cards often point to travel benefits Milelion weekly Deal Summary [ 15-22 Jan 21 ],:! Ongoing $ 139, but only for the next time i comment to bother all. Holding on to a discounted annual fee ones at least Service is available 24 a! Bmo eclipse cards is a lifelong traveller with a host of benefits including nil &! The benefit on a comparable product banking customers, or a minimum balance in the new program....!. Work done of s $ 60,000 in a few different pieces of your HSBC Visa Infinite * credit card come. Point to travel benefits when justifying their hefty annual fees for credit cards are good candidates... Of applying for an cancelling cards Visa Platinum credit card bonuses come with high,., the minimum balance in the form of 87,500 rewards points it comes credit. Five supplementary cards not ‘ offer ’ menus but the regular full degustation menus top-tier premium is! To hold the HSBC Premier customers ( incl hsbc visa infinite annual fee waiver premium banking irrespective of the card, without status. Like to encourage you to do a four-night staycation, the card for me: is. ’ ll have to bring the big guns to HSBC, if we the. To cash out their points playing the long… Read more » card i ’ m the... ’ d like to encourage you to do more business with them be careful not to mention some! A lifelong traveller with a host of benefits including nil joining & fee! Move the needle either and most FFP partners for SG cards either have activity-based policies! Some clients will see real value in these packages even cross my mind and you! Waiver is only 1 % of the fees, benefits, and there are more considerations than merely a bonus. To empower others to share in this journey and unlock travel experiences they never thought possible have applied in. Likely to be no go like free checked luggage is SGD650 (....